Rules for Selecting a PMS Scheme
These days investors are looking at PMS Schemes as a more viable option to mutual funds. Particularly where the ticket size is above Rs. 25 lakhs. One clear advantage of selecting a PMS scheme is your ability to tailor the product as per your risk profile. This may not necessarily be true given that most […]
ELSS vs PPF – What Should You Choose?
Public Provident Fund (PPF) Equity Linked Savings Schemes (ELSS) Type Bank Account Mutual Fund Exemption Up to Rs. 1,50,000 investments per year are exempt from Income Tax under section 80CC Up to Rs. 1,50,000 investments per year are exempt from Income Tax under section 80CC Lock in 15 years – withdrawals are allowed after […]
What Happen if you Miss Your Mutual Fund SIP installment?
Systematic Investment Plan (SIP) is a regular and disciplined way of investing money in mutual funds. SIP allows you to invest a certain pre-determined amount at a regular interval (weekly, monthly, quarterly, etc). SIP helps the investor inculcate the habit of saving and building wealth for the future. Read More – How to Start Systematic Investment […]
Performance Update – Budget Day Stocks Recommendation
On the budget day I had recommended A TOTAL OF 10 stocks the video link (of the first part) of which is linked above. Here is a performance monitor for those stocks recommendation: Stocks Price on 29th Feb 2016 Price on 13th April 2016 Change (%) IDBI 56.2 70.15 24.82% ACC 1195 1470.5 23.05% Dhanuka Agritech 528 647.05 […]
How to Start a Systematic Investment Plan (SIP) in Mutual Funds
Systematic Investment Plan (SIP) is a regular and disciplined way of investing money in mutual funds. SIP allows you to invest a certain pre-determined amount at a regular interval (weekly, monthly, quarterly, etc). An SIP is a planned approach to investments and more than anything it helps the investor inculcate the habit of saving and […]
Top 6 Investing Mistakes of All Times
Meeting with individual investors over the years has taught me much about investing mistakes. No matter how you classify investors (i.e. fundamental, technical or confused), the mistakes they make are almost invariably identical. While some mistakes are the result of simply not knowing what to do, many are the results of either (i) losing interest; […]
Who Should Buy Bonds/ Debt Mutual Funds
Investors who have low risk appetite and prefer to invest in safe instruments like fixed deposits can look at debt mutual funds to get better after tax returns. Investment in debt funds is suitable for investors who want to earn satisfactory return on their capital by taking low to moderate levels of risk. Typically, the returns will vary […]
3 Reasons for the Recent Stock Market Correction
Since the beginning of 2016, Indian stock markets have fallen close to 7%. Overall they have fallen ~ 20% from their highs of 2015. What’s intriguing about this stock market correction is not the pace at which it has happened but the fact that no other asset class has done well during this period. What’s […]
Sectors Which Will Outperform In The Next Bull Run
The year that started with great optimism is ending on a somewhat somber note for stocks. Here’s a look back at the year that was. In all we recommended 63 stocks and closed 54* stocks in 2015 (Jan- Dec). Average Gain % from total calls closed = 26.71%. *Note: 54 calls closed include 22 calls initiated in the […]
Equity, Hybrid and Dynamic Mutual Funds
What is an Equity Mutual Fund? While it may sound like the name given to a fund which invests only in equities (i.e. stocks) this may or may not be true. A fund must have a minimum of 65% in equity stocks in order to qualify for tax benefits as an equity-oriented fund. These funds […]