Loan against Securities – Interest Rate Comparison
For those who may be new to the concept of loan against securities, let me start by way of brief introduction and the advantages. Loan against securities (like shares, mutual funds, bonds or any other similar instrument) works like a standard term loan with the underlying security pledged to guarantee the loan. Advantages of Loan […]
Insurance Planning – 5 Basic Factors to Think About
95% questions associated with insurance planning can be answered with much clarity if the enquirer has clarity on this one thing – What exactly do I need to get insured for? Typically the reasons for getting insured at an individual level are: [1] Losing your life so that those you love can stay comfortable in your […]
10 Bad Financial Decisions to Avoid
[1] Selling an asset ‘only’ because it is doing badly – Mutual fund holders and share holders are different when it comes to the time it takes for each category to give up on investments. Typically a fund holder will compare his returns with overall stock market returns every 2-3 years. A retail investor in the […]