5 Reasons Why I have been Bearish on the Markets
If a pandemic is all it takes to revive an ailing economy and create a bull run, then we should have one at the frequency of a cricket world cup – once every 4 years. Think about it, the Nifty 50 benchmark was trading at 12,100 in February of 2020 and rocketed past 18,600 about […]
Top GILT Funds in Falling Interest Rates
Over the past few years, The Reserve Bank of India (RBI) has consistently lowered interest rates. Consider this, The RBI has lowered its Repo Rate (i.e. the rate at which RBI lends to commercial banks) from a high of 8% in 2015 to its current rate of 4%. Falling interest rates have resulted in a […]
How you can be a stock market millionaire in 10 years
This post is obviously not for someone who has decided to struggle for half or all their life. If you are determined to sit in a cubicle or stand out in the field, to have no time for your loved ones or to party and play, then you should safely skip this post. If you […]
Declining FD Interest rates bring focus back on Debt Mutual Funds
Over the past few years, The Reserve Bank of India (RBI) has consistently lowered interest rates. Consider this, The RBI has lowered its Repo Rate (i.e. the rate at which RBI lends to commercial banks) from a high of 8% in 2015 to its current rate of 4%. Falling interest rates have resulted in a significant reduction in […]
NEITHER A BULL NOR A BEAR – A CREDIT CRISIS VIEW
Over the past few weeks, I have made some major changes to client portfolios. The ongoing credit crisis perhaps has changed my general tone on stocks, and other financial assets. I am not trying to rein in on anyone, nor suggest that a Multicap approach is astute right now, yet some of the things I […]
Why Asset Allocation is the Best Portfolio Management Strategy?
It is human to think that nobody will care about your money as well as you can. In reality, for most people such thinking leads to the construction of some of the most disgraceful portfolios. Over the past month or so, I have seen portfolios of excellent stocks that are down 30-50%. I have also seen […]
What’s causing the narrow stock market bull run?
When I don’t know how to get attention of people, I try this: Do you know that there are more people alive today than have ever died. Yes, you can fact check this. The number of people alive on this planet today outnumber (by far) the number of people who ever died on this planet. […]
Government Disinvestment Turning Into Distressed Sale?
Recently, Union Finance Minister Nirmala Sitharaman had announced the Government’s plans to raise Rs 1 lakh Cr via disinvestment by selling their equities in five PSUs – BPCL, Shipping Corporation of India (SCI), Container Corporation (Concor), Tehri Hydro Development Corporation and North Eastern Electric Power Corporation. The Cabinet Committee on Economic Affairs (CCEA) had approved […]
Bharat Bond ETF – Should You Invest?
The Government’s move to launch the Bharat Bond ETF is no doubt a good decision as it deepens the corporate bond market in India; But it comes at a time when retail investors are most likely to underperform even a basic Fixed Deposit if they invest in this instrument for the short term. Before I […]
Protecting Your Stock Holdings – Post Karvy Stock Brokers Fiasco
The problem is that there is never just one cockroach in the kitchen! If Karvy Stock Brokers screwed up, so will some others. Sure, many stock brokers will be taking defensive action given how SEBI has dealt with Karvy. That said, more Karvy like issues cannot be ruled out. What Karvy Stock Brokers Did? When […]