Top 3 Investing Mistakes which destroy wealth in stock markets
There will be exceptions to each of the three investing mistakes below; where committing such a mistake would have actually made you money. That is the very reason why investors continue to make these mistakes – that sometimes committing this mistake will save you or make you money. In general however, or let’s say in […]
Structured Product – Edelweiss Twin Win and Large Cap Review
What is Structured Product? Structured product is a hybrid investment instrument which combines investment instrument such as equity, commodities or derivative to earn a fixed or variable rate of return with pre decided minimum fixed return. The combination allows the product to maximize the probability of generating higher than expected return while keeping the downside […]
Why You Should Not Stop Your Monthly SIPs
Since August 2018, Nifty has lost 762 points (10.6%), from 11,346.2 to 10,224. With stock markets falling, many investors are worried about poor performance of their equity investments and wonder if they should continue investing in their monthly SIPs. It is obvious for the investors to feel discouraged as their investments are earning negative returns […]
Good PMS Schemes in India
[1] Motilal Oswal Value Strategy PMS Product: Motilal Oswal Value Strategy PMS “Value PMS” Focus: deliver higher returns by making investments in successful businesses managed by efficient management. Concentration: The portfolio typically consists of 15-20 large cap stocks. Ideal for: Ideal for investors looking to invest in large cap companies for long term wealth creation view […]
Kotak Special Situations Value Strategy PMS Review
Product – Kotak Special Situations Value Strategy PMS Benchmark – Nifty 500 Portfolio Composition – the portfolio typically consists of 15-20 stocks Kotak Special Situations Value Strategy PMS – Investment Philosophy The portfolio shall be a mix of Value Opportunities and Special Situations. Value Opportunities – Investing in those stocks which are available at a significant discount from their […]
Life Insurance Saving Plans Explained – Assured and Money Back Plan
In continuation of the article – Different Types of Life Insurance Policy Available, in this article, I am going to explain 2 more types of very lucrative life insurance saving plans. 2 Types of Life Insurance Saving Plans Assured Income Plan (Or Guaranteed Income Plan) Money Back Plan [1] Assured Income Plan – This life insurance saving […]
Different Types of Life Insurance Policy Available
As most commonly understood, a life Insurance policy provides financial protection to your family in the unfortunate event of your death. lt involves paying small sums each month called premiums and at maturity of the policy, you will receive returns the policy may have earned over the years (depending on the type of life insurance […]
Motilal Oswal India Opportunities Fund (IOPV2) – PMS Review
Product: Motilal Oswal India Opportunities Fund (IOPV2) Strategy Focus: deliver higher returns by making investments in stocks and sectors that can benefit from India’s emerging businesses. Concentration: The portfolio typically consists of 15-20 mid cap stocks. Ideal for: Ideal for investors looking to invest in small and mid cap stocks for higher than average growth. Note: […]
Judge portfolio performance and time, not timing
I once saw a business card of a financial advisor which had the letters 8% – 12% – 16% – 24% printed on the back. I asked him what this meant. His reply: It just creates curiosity, everyone who gets this card in hand asks me what you just asked. It gives me an opening. […]
Long Term Capital Gain and Grandfathering of Prior Capital Gains – How Does it Work?
On 1st of February 2018, in his budget speech, The Finance Minister introduced Long Term Capital Gain (LTCG) Tax at the rate of 10% on stock investments and investments in equity oriented mutual funds. For starters, I dont think the markets are falling because of this. No doubt this has had an impact but to say […]