Kotak Special Situations Value Strategy PMS Review
Product – Kotak Special Situations Value Strategy PMS Benchmark – Nifty 500 Portfolio Composition – the portfolio typically consists of 15-20 stocks Kotak Special Situations Value Strategy PMS – Investment Philosophy The portfolio shall be a mix of Value Opportunities and Special Situations. Value Opportunities – Investing in those stocks which are available at a significant discount from their […]
Life Insurance Saving Plans Explained – Assured and Money Back Plan
In continuation of the article – Different Types of Life Insurance Policy Available, in this article, I am going to explain 2 more types of very lucrative life insurance saving plans. 2 Types of Life Insurance Saving Plans Assured Income Plan (Or Guaranteed Income Plan) Money Back Plan [1] Assured Income Plan – This life insurance saving […]
Different Types of Life Insurance Policy Available
As most commonly understood, a life Insurance policy provides financial protection to your family in the unfortunate event of your death. lt involves paying small sums each month called premiums and at maturity of the policy, you will receive returns the policy may have earned over the years (depending on the type of life insurance […]
Motilal Oswal India Opportunities Fund (IOPV2) – PMS Review
Product: Motilal Oswal India Opportunities Fund (IOPV2) Strategy Focus: deliver higher returns by making investments in stocks and sectors that can benefit from India’s emerging businesses. Concentration: The portfolio typically consists of 15-20 mid cap stocks. Ideal for: Ideal for investors looking to invest in small and mid cap stocks for higher than average growth. Note: […]
Judge portfolio performance and time, not timing
I once saw a business card of a financial advisor which had the letters 8% – 12% – 16% – 24% printed on the back. I asked him what this meant. His reply: It just creates curiosity, everyone who gets this card in hand asks me what you just asked. It gives me an opening. […]
Long Term Capital Gain and Grandfathering of Prior Capital Gains – How Does it Work?
On 1st of February 2018, in his budget speech, The Finance Minister introduced Long Term Capital Gain (LTCG) Tax at the rate of 10% on stock investments and investments in equity oriented mutual funds. For starters, I dont think the markets are falling because of this. No doubt this has had an impact but to say […]
Alchemy Capital – Performance fee based PMS Model
There has always been debate among investors about the ethic of charging a fixed management fee as opposed to a fee based on the performance of the fund manager. If an asset manager is sure about his ability, why not have an option like the one below: Ill charge 50% profits over 10%; and share […]
7 Low Risk Stocks For Long Term Wealth Creation
Recently I read Ambit’s coffee can portfolio report and MOSL’s annual wealth creation report (the latter I find to be much more insightful and on target). I think composition of the Nifty itself can be a que to long term investing, even though the Nifty changes faster than some of these other reports. You may […]
Is It a Good Time To Buy stocks? – 2 Rules
Last few months have kept all of us busy; hence lesser writing on my part. Naturally, things have been busy with a lot of buying and selling across all sorts of trade-able and investment grade instruments. Market activity is very different from how it was 2-3 years back. There is new breed of investors, many […]
Fixed Income Funds – Recommendations
As the stock markets touch new highs some investors are looking at moving money to fixed income funds, while many others have already done a fair bit of that. Has the bull market just started or will we see a crash from these levels? No matter what your view, it makes sense for you to move a […]