Arbitrage Funds vs Debt Funds
In the recent Budget, the Finance Minister increased the Securities Transaction Tax on futures transactions from 0.02% to 0.05%. That is a 150% increase. An indirect consequence of this, and probably not an intended one, will be felt by arbitrage mutual funds. Arbitrage fund returns are currently running at roughly 6% to 7%. We expect […]
The Biggest investing Mistake Made in 20s
The biggest mistake we made in our 20s was not buying the wrong stocks. It was misunderstanding what money was supposed to do. Back then, we thought markets existed to make us rich. We never saw them as a place where wealth gets multiplied slowly, patiently, over decades. So we chased the wrong things – […]
Should You Stop SIPs in a Market Crash?
Over the last month, our inbox and phone have been full of the same two questions from investors: “Should I stop my SIPs?” and “Should I sell now and buy back when markets bottom out?” Both questions come from the same place – fear. And both lead to the same destination — permanent loss of […]
China Market Rebound: Opportunity or Risk for Investors?
Over the past week, the Hang Seng Index and the CSI 300 Index of china have experienced a dramatic reversal, transforming significant one-year declines into robust gains within days. Market sentiment has shifted decisively from a stance of “Anything But China” to “All In, Buy China.” Hang Seng Index Overview As of October 7, 2024, […]
Which Housing Finance Company To Invest In?
Share of Housing Finance market – Here’s a list of players by the quantum of home loans. Housing Finance companies LOAN OUTSTANDING/AUM As of Mar-24 Rs in Cr PE Market Cap Market Share HDFC BANK ₹ 7,72,786.00 18.96 ₹ 12,92,266.29 22.208% SBI ₹ 7,25,818.00 9.71 ₹ 7,07,141.61 20.858% ICICI BANK ₹ 2,96,940.75 19.51 ₹ 9,08,025.54 […]
SHOULD YOU INVEST IN NYKAA?
NYKAA TOP-DOWN ANALYSIS India is projected to become a ₹2,474 billion beauty and personal care opportunity by 2027 from ₹1506 billion in FY22 TOTAL ADDRESSABLE MARKET IN BPC FOR NYKAA The online BPC market is expected to grow at 29% CAGR over the next 5 years to ₹799 billion in 2027 from ₹227 billion in […]
Manorama Industries Stock Analysis
UPDATE: STOCK SPLIT 1:5 – 8 Marh 2024 If you have eaten a Ferrero Rocher chocolate or used the Mango Body Butter from The Body Shop, chances are you have consumed butter made at a factory in Raipur, Chhattisgarh, owned by Manorama Industries. ABOUT THE COMPANY Manorama Industries Ltd. (Manorama) is a leading global producer […]
Mutual Funds for Long Term (SIPs and Lumpsum investments)
Until a few years back, I invested wholly on my own. Almost 100% of my investments were in stocks and I hardly ever looked at mutual funds. Over time, I have realized the importance of diversification both in terms of asset classes and also in terms of managers. It is important to put your investments […]
Valuations are finally cheap – Here’s an answer to your questions
DO YOU KNOW, every time markets are trading below valuations of 16, they deliver 34% returns over the next 3 years. When trading between 16-19, they deliver 20% over the next 3 years. When trading above 19, the returns are only 3.4% for the next 3 years. But what does it really mean when someone […]
Confessions: What your Financial Advisors will not tell you
This is 100% true for 100% financial advisors; Just that some tell it more than others! (1.) We are likely to disclose selectively– No mentor ever told his prodigy – ‘you will have to lie to succeed’. That is not something anyone aspires to do. What financial advisors do all the time however is to […]